A while back we started downloading information from the bank via Quicken. No more manual reconciliations (then again, we didnt do it before, so now we know exactly how much we have).
Then we started online bill pay through B of A (after some initial confusion from Quicken)...and that is heavenly. We store the information for bills or others that we cut checks to on a regular basis...now its just pull up the screen, drop down list find the person, fill in the amount, click, done. I've told my wife that we may never cut a manual check again...or very rarely at least. Next step is to set up an automatic payment each month to our church...now we wont even need the checkbook on Sunday mornings. Maximized laziness...er, I mean efficiency.