Yes - A lot of difference. THat is very close to max. I would not change anything until you get the boat in the water and run it a few times under various loading (how much stuff and how many people). You're max rpm should have a range (not just a single value) in the mamual (Merc right?) anyway. Within 200 of your max is pretty close. If you get the boat loaded up with gear and people and you max drops further you may want to prop it down. As I stated above - it's about 200 rpm per inch of pitch and DO NOT reduce the diameter. You will lose some top end as you pitch down (when you are lightly loaded) but the motor will not be working as hard getting on plane.
If you drop to far you can actually over rev. Too much pitch and you are "lugging" the engine. This is almost exactly the same as changing rear end gear ratio in a truck for pulling loads (or not). You should know all about that right? :grin:
Good luck Dave- glad to se you are back in the water!