Overpowering, Insurance Issues?

[Remdrake]

Back in 2006 I bought a new 19ft NR Scout and bought a fourstroke 115 with pump on the back. Everybody on this website says thats not enough power but the sticker on my boat says 150hp with remotes and 90hp with tiller. Wouldnt there be insurance issues with going to a 150hp with tiller? I dont want to get in a situation where these became an issue. How do others cope with these problems? Does the 20ft Scout allow a 150hp with tiller? Thanks

[Dinikin]

While looking on Wooldridge site, I have noticed that pump and prop are rated diffirently. And pump HP was higher than prop HP rating for the same boat.

[Bobberman]

what do you mean by insurance issues?

[Remdrake]

I didnt know if an insurance company wouldnt insure you/let you make a claim if you have the boat overpowered. My sticker on my boat says 90hp with tiller and doesnt designate if that is jet or not. Do others insure your boats with a higher powered motor than what the boat is rated for?

[Orion]

I think he means that if you were to install an engine with more horsepower than the boat is rated for, the insurance companies could deny a claim.

[Mooch]

Back in 2006 I bought a new 19ft NR Scout and bought a fourstroke 115 with pump on the back. Everybody on this website says thats not enough power

Who cares what everyone else says?

What do you say?

Are you happy with the combo?

[Seahare]

I was an authorized Marine dealer for Mercury outboards, Mercruiser, Force outboards, OMC stern drives, and OMC outboards in Oakland, CA between the years 1977-1995.

It was always my policy that I would not install an engine with more horsepower than the boat manufacturer recommended.

One day a customer came by who had a V4 60hp Johnson on his old 16' Dorset and wanted me to install a V4 75hp Johnson. Despite the fact that these two engines are virtually identical and of the same vintage the plate on his boat specified 60hp as the max rating. I explained my policy, refused the job and he went on his way.

Several months later I got a visit from a guy in a suit. He wanted to know if I had done work on this fellows boat. He didn't say why. I said "no" and he was somewhat emphatic as my name had come up associated with this particular customer and his boat. I showed a note on the voided work order regarding my refusal and he then gave me his reason for the visit.

As it turns out, the suit was an investigator. The customer apparently had the engine swapped at another repair facility and later was involved in an accident that resulted in three fatalities including the owner. He (the investigator) was looking for the shop that did the swap.

I don't know what would have happened if I was the one who did the swap but, Man, was I glad it wasn't me.

[MattPark]

OB jets are now often rated by the HP at the jet, which would be different than a prop converted to a jet.

[liquid charge]

OB jets are now often rated by the HP at the jet, which would be different than a prop converted to a jet.

So if your boat was rated for a 125hp motor could you put a 150 older jet on it? or a newer 150 motor that was a prop motor but you replaced it with a jet.

[RascallyRabbit]

I have a 2006 17'10" NR Scout, that is rated 115 remote and 80 manual. My outboard jet came from Yamaha with a 80HP cover on it. The actual powerhead is a 115, but is rated 80HP at the nozzle. If you have a prop and want to know what it would be with a pump on it take 70% of the prop rating and that is what it would be with a pump/jet.

I feel that my 80 is underpowered on my boat, I can only imagine what you are going thru with a boat that is 6" wider and 14" longer with the exact same motor. Unfortunatly we are both stuck with what the little yellow sticker on the transom says.

If I was you I'd repower to a 2-stroke outboard of approximately 130HP (Evinrude E-Tec?) if you can find one. Then go to a stainless 4 blade impeller, and get someone to show you how to shim and sharpen your impeller for optimum performance.

Steve/RR

[flatlander]

Call your insurance company and make sure you get all the right answers. Also, if you should ever decide to sell it this could be a major issue for the next owner. BTW you would be RESPONCIBLE if you failed to let the new owner know should you over power.:whistle:I'm sure you plan to be safe on the water but if anything should happen to anyone in your boat,YOU ARE RESPONCIBLE!:twocents: